How to create your own token in the EU?

Creating your own token in the EU is a complex process that combines technical development and compliance with legal requirements. The first step is to determine the purpose of the token and its type. It is necessary to understand whether it will be used as a utility tool to access a product or service, provide project management rights, ensure a link to real assets, or be a tool for attracting investment. This determines not only the technical implementation but also the regulatory regime to which it will be subject.

Next, a blockchain platform is selected on which the token will be placed. The most common are Ethereum, Binance Smart Chain, Solana, and other networks that allow you to create smart contracts and manage token issuance without having to develop your own network. The choice should take into account the cost of transactions, the speed of processing operations, and the availability of integration tools. After selecting the network, a smart contract is developed that describes the logic of the token’s operation: its name, symbol, number of decimal places, total emission volume, as well as transfer and balance accounting functions. The use of proven standards, such as ERC-20, reduces the risk of technical errors and simplifies integration with wallets and exchanges. At this stage, it is important to provide for code auditing to eliminate vulnerabilities that could lead to loss of funds or unauthorised access.

Before launching the token on the main network, testing is carried out in a test environment, which allows you to check the correctness of the smart contract without risking real funds. After successful verification, the contract is deployed on the main network, and the token becomes available to users. The technical release of the token is only part of the process. For it to be legally traded in Europe, regulatory requirements must be taken into account. The applicable regulatory regime depends on the token’s legal characteristics. Tokens qualifying as financial instruments are excluded from MiCA and fall under the relevant EU and national financial-services legislation. Where a securities prospectus is required, a MiCA white paper cannot replace it. Prospectus exemptions and any licensing, AML/KYC and reporting obligations must be assessed separately.

An integral part of the process is the development of tokenomics, which describes the distribution of tokens between the team, investors and the community, as well as mechanisms for incentivising ecosystem participants. When planning a token sale (ICO, IDO or IEO), tax implications should be taken into account: in different European countries, income from token sales may be subject to corporate tax, VAT or treated as capital gains. The final stage is the integration of the token into the ecosystem: connecting it to decentralised and centralised exchanges, developing user interfaces, creating wallets or ensuring compatibility with existing solutions. A successful launch is accompanied by a marketing strategy, community outreach and ongoing infrastructure support.

How to create a stablecoin?

The process of creating a stablecoin begins with a clear understanding of its goals, stabilisation mechanisms, and the type of asset to which it will be pegged.  s are cryptocurrencies designed to minimise volatility by pegging them to stable assets such as fiat currencies (USD, EUR), national and international currency baskets, precious metals or other cryptocurrencies. This mechanism makes stablecoins an important tool in the link between centralised and decentralised financial systems. Cost stabilisation can be achieved in different ways. In a reserve-backed model, the issuer has assets equal to or exceeding the value of all tokens issued. These can be fiat currency in a bank account, gold, other valuable assets, or cryptocurrencies. Issuing tokens under such conditions ensures that they can be exchanged for reserve assets at a stable rate. In cases of fluctuations in the value of reserves, a transparent audit is required to maintain trust. In an alternative model, the algorithmic one, stability is achieved by changing the supply of stablecoins through software-controlled minting (issuance) and burning (disposal) mechanisms that respond to demand. When the price rises, additional tokens are created, which leads to a decrease in value, and vice versa. An algorithmic stabilisation mechanism does not exempt a token from MiCA. A token referencing one official currency may qualify as an e-money token, while one referencing other values, rights or combinations may qualify as an asset-referenced token. A reserve-free algorithmic design cannot replace the applicable reserve, safeguarding and redemption obligations.

After selecting a stabilisation model (reserve or algorithmic), it is necessary to choose a blockchain platform with smart contract support and suitable infrastructure — this could be Ethereum, Binance Smart Chain, Solana, or other blockchains focused on DeFi applications. The key selection criteria are security, scalability, transaction speed, and the availability of tools for development and integration. Next, a smart contract is developed that defines the logic of the stablecoin’s operation. It must include token issuance and burning functionality, balance control, value pegging implementation — a mechanism that supports the peg (link to the underlying asset) — as well as rules for working with reserves (in the case of a reserve model). The smart contract must be written with security and transparency standards in mind — for example, using proven libraries, templates, or frameworks used in the blockchain community.

Before launching a smart contract on the main network, testing is carried out on a test network. This allows you to work out the functions of issuance, stabilisation, burning, and interaction with wallets without exposing funds to real risk. During this stage, security specialists should be brought in to audit the smart contract, identify vulnerabilities, and eliminate possible logical errors. After a successful audit and refinement, the contract can be deployed to the main network. Next, integration with standard digital wallets is carried out so that users can conveniently store, transfer, and interact with the token. After the technical launch, continuous support for the stablecoin begins: supply control, market demand monitoring, adjustment of stable mechanisms, and response to possible failures that could disrupt the peg to the underlying asset. This is a strategically important part: sudden changes in the market require a timely response — adjusting parameters, additional capitalisation of reserves, or changing algorithms in the case of an algorithmic model.

MiCA’s rules for asset-referenced tokens and e-money tokens have applied since 30 June 2024. In 2026, an EU stablecoin project must determine its classification and satisfy the applicable authorisation, disclosure, prudential, reserve or safeguarding, and redemption requirements before making a public offer or seeking admission to trading. Technical deployment does not constitute regulatory permission. The EU does not have a single “Securities Act” governing token issuance. If a token qualifies as a financial instrument, the relevant framework includes MiFID II, the EU Prospectus Regulation where applicable, and national legislation. A prospectus may be required for a public offer or admission to a regulated market, subject to applicable exemptions. It is also necessary to work out the tax aspect: the possible classification of a stablecoin as a financial asset or electronic money may entail a tax on issuance, VAT on the provision of services, as well as the accounting of assets or liabilities in the accounting department. It is necessary to interact with financial and legal advisors in order to correctly formalise transactions and documents. Creating a stable digital asset is a serious strategic undertaking that requires the synergy of technical reliability, transparency, flexibility of the economic model, and full compliance with regulatory standards. This approach ensures the trust of users, investors, and regulators, and lays the foundation for the long-term functioning of stablecoins in the European and international markets.

Crypto token development

Crypto token development is a strategic process that combines technological implementation, legal support, and economic planning. It begins with defining the project’s goal and the token’s functions. At this stage, it is important to understand what place the token will occupy in the ecosystem: whether it will be a utilitarian tool for accessing a product or service, an element of protocol management, a means of exchange, or a digital analogue of a financial asset. The requirements for its architecture, code and compliance with legislation directly depend on this. The next stage is choosing a blockchain platform. A token can be created on existing networks such as Ethereum, Binance Smart Chain, Polygon, Avalanche or Solana, which reduces development costs and speeds up product launch. The choice takes into account transaction processing speed, commission costs, network security, and support for existing standards. Using popular token standards, such as ERC-20 or ERC-721, ensures compatibility with exchanges, wallets, and DeFi infrastructure.

After selecting the network, a smart contract is developed that defines the behaviour of the token: emission parameters, transfer and accounting rules, the logic of additional functions such as staking or burning part of the tokens to regulate supply. The contract must be tested on a test network and subjected to an independent audit to eliminate vulnerabilities that could lead to unauthorised access or loss of funds. The technical launch of the token includes deploying the smart contract on the main network, configuring interaction with wallets and trading platforms, and integrating it into the project ecosystem. An important element is the development of a user-friendly interface, which increases loyalty and accelerates the distribution of the token. However, technical implementation is only part of the task. At the same time, it is necessary to prepare legal documentation and assess regulatory risks. Legal classification must precede the public offer or admission to trading. MiCA covers qualifying crypto-assets that are not financial instruments. A security token must instead be assessed under the relevant securities rules, including any prospectus exemptions. Issuing a token does not automatically require the same issuer registration, licence or KYC process in every case; these obligations depend on the token, the activities performed and the applicable legislation.

An equally important aspect is the development of tokenomics – a model for the distribution and circulation of tokens. It should ensure a balance of interests between the team, investors, and users. It is important to determine the total volume of the issue, the share, intended for the team, the development and marketing fund, as well as mechanisms to stimulate community activity, such as loyalty programmes or rewards for participation in management. The final stage is the promotion of the token and its listing on exchanges. This requires preparing a marketing strategy, ensuring transparency, and regularly publishing reports on the progress of the project. Maintaining the trust of users and regulators is a key factor in the long-term viability of the token. Developing a crypto token requires coordination between developers, lawyers, security specialists, and marketers. Only a comprehensive approach that combines a high-quality smart contract, reliable infrastructure, a well-thought-out economic model, and compliance with legal norms ensures the successful launch of the token and its sustainable development in the market.

 What can a proprietary token be used for?

A proprietary token is a powerful tool that allows you to create and support the economy within a project, as well as increase user engagement. A properly designed token not only serves as a medium of exchange, but also becomes an element of stimulation, management, and development of the ecosystem. One of the most obvious use cases is the use of a token as an analogue of gas for transactions. Issuing a token on an existing blockchain does not automatically make it the network’s gas currency. Ethereum transaction fees are paid in ETH, while BNB Smart Chain fees are paid in BNB. A project may implement fee sponsorship or token-based reimbursement, but the underlying network fee must still be settled in the required native asset. Equally important is the token’s function as a means of payment within its own ecosystem. Users can purchase goods, services, subscriptions, or access to premium features by paying with the internal asset. This creates a closed economic cycle in which demand for the company’s services generates sustained demand for the token, increasing its value and liquidity. An additional incentive may be the use of the token as a loyalty tool. Projects often introduce bonus programmes, rewarding active users with tokens that can be used for discounts, voting, or receiving exclusive privileges. This approach forms a community that is interested not only in the product but also in the development of the entire ecosystem.

The token can also serve as a staking tool. Token holders lock them for a certain period, ensuring the liquidity and security of the network, and receive rewards in return. This encourages long-term asset retention, reduces its turnover on the market, and stabilises the price. Another scenario is attracting investment. The issuance of a token may be accompanied by an ICO, IDO or IEO, which allows the project to raise funds for development while maintaining the flexibility of the corporate structure. Depending on its characteristics, a token may qualify as a financial instrument. Such tokens are excluded from MiCA and are instead governed by the applicable EU and national financial-services legislation. In some projects, the token gives owners the right to participate in management. Voting by holders on key issues — such as changing protocol parameters, introducing new features, or allocating the budget — makes the ecosystem decentralised and reduces the concentration of power in the hands of a single team.

The use of tokens as collateral for lending or in DeFi scenarios deserves special attention. Holders can lock assets in smart contracts and receive loans or participate in liquidity pools, which creates additional opportunities for monetisation and expands the functionality of the token.

When designing all these scenarios, it is extremely important to consider the legal implications. If a token gives access to income or a share in a business, it may be classified as a security, which will require the preparation of a prospectus, registration, and compliance with investor protection requirements. In addition, most European countries have a requirement to implement AML/KYC procedures when selling or exchanging tokens, as well as tax accounting for transactions involving them. Thus, a proprietary token can perform many functions: serve as fuel for transactions, a means of payment, a loyalty tool, a mechanism for raising capital, a means of staking, and a control element. A competent combination of these scenarios allows you to form a stable and self-regulating ecosystem, increase user engagement, and create long-term value for all project participants.

 How to launch your own token on Ethereum?

Launching your own token on Ethereum is one of the most common ways to create a digital asset thanks to its mature infrastructure, support for standardised protocols, and high network liquidity. The process begins with defining the purpose of the token and selecting the appropriate standard. ERC-20 is most often used for fungible tokens that can be used as a medium of exchange or settlement. For non-fungible tokens (NFTs), the ERC-721 or ERC-1155 standard is used if support for multiple token types in a single contract is required. After selecting the standard, a smart contract is developed. At this stage, the key parameters of the token are described: name, symbol, number of decimal places, total emission volume, and basic functions such as transfer and balance verification. The contract can be developed in Solidity using tools such as Remix IDE or Hardhat. Before mainnet deployment, test it on a supported application test network such as Sepolia. Goerli is deprecated. Testnet transactions still consume gas, but fees are paid with test ETH rather than mainnet ETH. It is recommended to conduct an independent audit of the smart contract to eliminate vulnerabilities and protect user assets. After successful testing, the contract is deployed to the mainnet, which requires connecting a wallet (e.g., MetaMask) and paying a transaction fee in ETH. Once confirmed on the blockchain, the token becomes active, and its contract address can be published to users.

Technical implementation is only part of the process. To ensure community trust and compliance with European requirements, it is necessary to prepare documentation: a description of the tokenomics, a white paper specifying the objectives, risks and distribution of tokens, and, if necessary, notify the regulator in accordance with MiCA. If the token is used to attract investment or provides financial rights, it is important to check its classification to ensure that it is not subject to securities regulation and does not require registration with the national supervisory authority. The next step is to integrate the token into the ecosystem. To increase liquidity and user convenience, it can be added to wallet interfaces and decentralised exchanges such as Uniswap by creating a liquidity pool. In the case of planning to list on centralised platforms, an additional set of documents will need to be prepared, including a smart contract audit and project description. Launching your own token on Ethereum is a combination of software development, legal analysis, and marketing strategy. A competently implemented process includes not only technical deployment, but also the preparation of a legal framework, compliance with AML/KYC requirements, a well-thought-out token distribution model, and transparent communication with the community. This approach allows you not only to create a digital asset, but also to ensure its long-term value, liquidity, and compliance with regulatory requirements in the European market.

Launching your own token on Ethereum is a complex process that combines smart contract development, testing, legal review, and marketing strategy. Ethereum remains the most popular platform for issuing digital assets due to its developed infrastructure and widespread recognition of standards such as ERC-20 for fungible tokens and ERC-721 or ERC-1155 for non-fungible assets. The project begins with defining the purpose of the token and selecting a standard that corresponds to its function. If the token is used for payments or as a utility tool, ERC-20 is usually applied, and for collectible assets or game items, ERC-721 or ERC-1155 is used. Next, a smart contract is developed in Solidity, specifying the token’s name, symbol, number of decimal places, and total emission volume. The contract code is created based on proven templates, for example from the OpenZeppelin library, which reduces the risk of technical errors and ensures compatibility with wallets and exchanges. After the code is written, it is compiled and tested on a supported application test network such as Sepolia. Goerli is deprecated. At this stage, the correctness of all functions is checked, from the transfer of tokens between addresses to the calculation of the total amount in circulation. This approach allows errors to be identified and corrected without the risk of loss. It is recommended to conduct an independent code audit to eliminate vulnerabilities and protect users from potential attacks. When testing is complete, the contract is deployed on the main Ethereum network, for which a wallet such as MetaMask is connected and a gas fee is paid in ETH. After the transaction is confirmed, the token becomes active and its address can be published to users. To increase trust in the project, it is worth verifying the contract’s source code on Etherscan so that anyone can familiarise themselves with its functionality.

Launching a token is not limited to the technical side. It is important to prepare a white paper describing the project’s goals, tokenomics, token distribution, and possible risks. Under European MiCA regulations, it is necessary to determine the legal status of the token: whether it is a utility token or has the characteristics of a stablecoin or security. Depending on this, it may be necessary to register a white paper or obtain an issuer license. If the token is offered to a wide audience, AML/KYC procedures should be implemented to identify participants. After the token is released on the network, it must be integrated into the ecosystem: add support to wallets, connect to decentralised exchanges, such as Uniswap, by creating a liquidity pool, or list on centralised platforms by providing contract audits and legal documents. At the same time, a marketing strategy is formed: a website is created, communication channels are launched, news and reports on the project’s development are published. Launching your own token on Ethereum is not just a technical operation, but a full-fledged business process that requires careful preparation at every stage. Only a combination of high-quality code, legal transparency, a well-thought-out economic model, and constant work with the community allows you to create a token, that will have long-term value and trust from both users and regulators.

 How to launch your own token on the Binance Smart Chain?

Launching your own token on Binance Smart Chain (BSC) has become a popular solution due to low fees, high transaction speeds, and compatibility with the Ethereum ecosystem. The process of creating a token begins with setting project goals and defining its purpose. It is important to decide whether the token will perform a utility function, be used as a means of payment, serve as a management tool, or represent a digital asset with investment value. This choice determines both its tokenomics and legal status.

The next step is to choose a standard. On BSC, the most common is BEP-20, which is fully compatible with ERC-20 and supported by most wallets and decentralised exchanges. The smart contract is developed in the Solidity language. The code describes the main parameters: token name, symbol, number of decimal places, emission volume, and circulation management functions, including transfer, balance verification, and, if necessary, burning or issuing additional tokens. To reduce risks and speed up the development process, it is advisable to use proven libraries, such as OpenZeppelin.

After writing the code, the contract is compiled and deployed on the BSC Testnet. At this stage, functionality is checked: the correctness of token transfers, the accuracy of total volume accounting, the operation of events, and interaction with wallets. Testing allows you to identify errors before deployment on the main network. Upon completion of testing, it is recommended to conduct an independent audit of the smart contract to eliminate vulnerabilities that could compromise user funds or affect token issuance.

Next, deploy the contract on the Binance Smart Chain main network. To do this, connect a wallet (for example, MetaMask with the BSC Mainnet added), pay the commission in BNB, and confirm the transaction. After successful deployment, the token becomes available to users, and the contract address can be published on the project website and official channels. To increase trust, it is recommended to verify the code on BscScan, which will allow any user to check the source code and functionality of the contract.

The launch of the token is accompanied by the preparation of legal documentation. It is necessary to draw up a white paper that discloses the project’s goals, the purpose of the token, the mechanisms for its distribution, possible risks, and the development plan. For a utility token within MiCA Title II, assess whether the public offer or admission to trading requires a white paper or qualifies for an exemption. Where required, notification precedes publication; publication and notification alone do not exhaust the applicable obligations. ART issuance generally requires authorisation or the applicable credit-institution procedure, subject to statutory exemptions. EMT issuers must be authorised credit institutions or electronic money institutions.

After legal preparation, the project can move on to integrating the token into the ecosystem. It can be added to popular wallet interfaces, and to ensure liquidity, a pool can be created on PancakeSwap or other decentralised exchanges operating on BSC. When planning a listing on centralised exchanges, a contract audit, security documentation, and compliance with AML/KYC procedures will be required.

The final step is to build a community around the token. It is important to establish communication with users, publish regular reports on the project’s development, and maintain transparency in all operations. This increases trust in the token and contributes to its long-term stability in the market.

Launching your own token on Binance Smart Chain combines technical, legal, and marketing stages. Success depends on the quality of the smart contract, the transparency of the tokenomics, compliance with legal requirements, and competent work with the community. This approach allows you not only to create a digital asset, but also to ensure its liquidity, security, and compliance with European regulatory standards.

 How to launch your own token on Solana?

Launching your own token on Solana is the choice for projects that value high transaction speeds, minimal fees, and scalability. Solana differs from EVM-based networks in that it uses its own architecture and standards, but the token creation process remains fairly straightforward. It all starts with defining the purpose of the token and developing its concept. You need to understand whether it will serve as a medium of exchange, a management tool, collateral for DeFi products, or perform utilitarian functions within the ecosystem. Based on this decision, the emission parameters and tokenomics are selected — the total number of tokens, the rules for their distribution, and the mechanisms for incentivising participants. Technically, tokens on Solana are created using the SPL (Solana Program Library) standard, which is analogous to ERC-20 in the Ethereum ecosystem. To do this, you will need to install a wallet compatible with the Solana network, such as Phantom or Solflare, and top it up with a small amount of SOL to pay for transactions. The token is developed and issued using the SPL Token CLI command or graphical interfaces such as Solana Beach or Metaplex. When creating a token, its name, symbol, number of decimal places, and total emission volume are specified. After that, the token is published on the blockchain, and its address becomes available for use in applications and exchange between users. Before launching a token on the main network, it is recommended to test its release on devnet, Solana’s test network. This will allow you to verify that the commands are working correctly, check the logic of circulation, and avoid errors when deploying to the mainnet. After successful verification, you can release the token on the main network and, if necessary, create additional accounts for its storage or distribution. To ensure trust in the project, it is important to take care of the legal formalities. If the token is issued for the European market, the requirements of the MiCA Regulation must be taken into account. Utility tokens are not universally subject to white-paper registration or issuer licensing. Where MiCA Title II requires a white paper, it must be notified and published, without prior regulatory approval. Exemptions must be assessed against the specific offer and any intended admission to trading. ARTs and EMTs follow different regulatory procedures. Tokens qualifying as financial instruments fall outside MiCA. It can be added to wallet interfaces and decentralised applications, and to increase liquidity, it can be placed on a DEX, such as Raydium or Orca. Creating a liquidity pool allows users to exchange the token for other assets and increases its demand. At the same time, a marketing strategy should be prepared: create a project website, publish a white paper, set up communication channels, and regularly inform the community about the project’s development.Launching your own token on Solana is not just a technical operation, but a multi-stage process that includes designing an economic model, developing smart contracts, testing, complying with legal requirements, and building an ecosystem around the token. With the right approach, this allows you to create a fast, cheap, and user-friendly digital asset that can scale with the growth of the project and withstand the load even with a large number of transactions.

How to launch your own token on Solana Avalanche?

Launching your own token on Solana or Avalanche is a way to quickly bring a digital asset to market using modern, high-performance blockchains that offer low fees and scalability. Both blockchains differ from Ethereum in that they have their own architectures and development tools, but the process of creating a token is generally similar and includes defining the token’s purpose, parameters, and economic model, developing a smart contract or programme, testing, and publishing on the main network. Solana uses the SPL standard, which is analogous to ERC-20 and is supported by all wallets on the network. To issue a token, you need to set up a wallet, such as Phantom or Solflare, and top it up with SOL to pay for transactions. Tokens are created using the Solana Program Library (SPL Token CLI) or Metaplex interfaces, where you specify the name, symbol, number of decimal places, and emission volume. Once published, the token becomes available for use in all decentralised applications and on DEX. It is recommended to start testing on devnet to ensure the correctness of the circulation logic and avoid errors when transitioning to mainnet.

Avalanche offers token issuance on C-Chain, which is fully compatible with EVM, allowing you to use familiar tools such as Remix IDE, Hardhat, or Truffle. The ERC-20 standard is used here, and the contract is developed in Solidity. After writing the code, testing is carried out in Fuji Testnet, followed by deployment to the main network using MetaMask connected to Avalanche C-Chain. This approach ensures the token’s compatibility with the Avalanche DeFi ecosystem and support for most exchanges and wallets. For both Solana and Avalanche projects, complete the applicable regulatory steps before making a public offer or seeking admission to trading. Deployment alone does not authorise distribution. White-paper requirements and exemptions depend on the token and the offer. ARTs and EMTs have distinct authorisation and financial requirements; a token backed by an asset is not automatically an ART. If a token confers financial rights, it may be regulated as a security, which will require separate registration and compliance with investor protection rules.

The final stage is the integration of the token into the ecosystem: it is added to wallets and dApp interfaces, liquidity pools are created on DEXs such as Raydium, Orca (for Solana) or Trader Joe, Pangolin (for Avalanche), and a listing on centralised exchanges is prepared. At the same time, a marketing strategy is being developed: publication of the website and white paper, setting up communication channels, regular updates for the community. Launching your own token on Solana or Avalanche is not just about issuing a smart contract, but a complex process that includes development, testing, security auditing, legal review and the formation of an economic model. This approach allows not only to bring the token to market, but also to ensure its long-term liquidity, compliance with legal norms, and trust from users and investors.

What authorisation is required to issue a token in the EU in 2026?

There is no universal EU licence for creating a token. The requirements depend on its legal classification, the proposed public offer or admission to trading, and any additional services provided.

A token that seeks to maintain a stable value by reference to one official currency is an e-money token (EMT). Its issuer must be authorised as a credit institution or electronic money institution. The EMT white paper must be notified and published; it is not subject to prior regulatory approval. Applicable safeguarding, issuance and redemption requirements must also be met.

An asset-referenced token (ART) seeks to maintain a stable value by reference to another value or right, or a combination of them, and is not an EMT. ART issuance generally requires MiCA authorisation, subject to statutory exemptions and the separate procedure for credit institutions. Reserve assets and the issuer’s own funds are separate requirements.

For other crypto-assets, including qualifying utility tokens, MiCA Title II may require a white paper, notification, publication and compliance with conduct and marketing rules. Exemptions exist, including for certain limited offers. Their availability must be assessed separately where admission to trading is intended. A required Title II white paper must be notified at least 20 working days before publication. Notification is not regulatory approval or a general issuer licence.

Tokens qualifying as financial instruments fall outside MiCA. Securities legislation determines whether a prospectus, another disclosure document or an exemption applies. Creating or offering a security token does not automatically require a standalone “securities issuer licence”; separately regulated investment services may require authorisation.

Providing custody, exchange, trading-platform operation or other regulated crypto-asset services requires a separate assessment under MiCA. Certain already-regulated financial entities may use the Article 60 notification route for eligible services.

There is no universal 40-working-day approval period for token issuers. The ordinary ART application procedure includes a completeness assessment, a 60-working-day substantive assessment, consultation with relevant authorities and a subsequent decision stage. Requests for additional information can extend the process.

White papers must comply with the applicable content requirements and technical standards. In 2026, the prescribed machine-readable format includes XHTML with Inline XBRL tagging under Implementing Regulation (EU) 2024/2984.

How can Regulated United Europe help you launch your own token in the EU?

Launching your own token in the European Union requires not only technical expertise, but also a deep understanding of legal regulations, especially with the entry into force of Regulation (EU) 2023/1114 (MiCA). Companies planning to issue tokens must first determine the applicable regulatory regime. Depending on the project, the required steps may include white-paper notification and publication, issuer authorisation, securities-law compliance or separate authorisation for crypto-asset services. Not every token project requires a MiCA licence.

Regulated United Europe helps assess the token’s legal classification and the activities planned around it. This determines whether the project falls under MiCA Title II, the ART or EMT regime, or legislation governing financial instruments. The assessment also identifies applicable exemptions and distinguishes white-paper notification from regulatory approval and issuer or service-provider authorisation. Next, all the necessary documentation is prepared. The team develops a white paper that complies with ESMA technical standards, disclosing the project’s objectives, issuance structure, governance mechanisms and potential risks to users. If necessary, a business plan, financial forecasts, a description of the IT infrastructure and information security procedures, risk management and internal control policies are prepared.

Regulated United Europe assists with the submission of the application to the competent authority of the chosen jurisdiction – be it Estonia, Lithuania, the Czech Republic or another EU member state – and interacts with the regulator until approval is obtained. If necessary, amendments are made to the documentation to speed up the licensing process. In addition to legal support, we provide advice on tax planning and token accounting, and develop AML/KYC procedures to prevent money laundering and terrorist financing. This is particularly important for projects planning public token sales or listings on trading platforms. The final stage is consulting on marketing and compliance issues: preparing a transparent communication strategy, disclosing information to investors, and ensuring GDPR compliance when processing users’ personal data. This approach allows companies to launch tokens in full compliance with European law, minimise regulatory risks and increase trust among market participants.