Popular Countries for Obtaining a Residence Permit for Chinese Citizens in the European Union

Over the past decade, the number of Chinese citizens seeking to reside in the European Union has increased steadily and consistently. This reflects a broader movement towards international diversification, with Chinese investors, entrepreneurs and families looking beyond Asia to establish a secure and stable base with global connections for their future.

Today, Europe stands out as the most desirable region for long-term residence, offering a rare combination of economic opportunity, legal certainty and an exceptional quality of life. While North America and Oceania have long attracted global migration, the EU has rapidly become the preferred destination for those seeking a balance of prosperity, safety and cultural richness.

According to Eurostat and national migration authorities, EU member states collectively issued over 3.4 million initial residence permits to non-EU nationals in 2023, with Chinese citizens forming one of the largest and fastest-growing groups of applicants. Popular choices include countries such as Portugal, Greece, Spain, Malta, and Cyprus, which offer clear legal frameworks, accessible residence-by-investment programmes, and pathways to permanent status and citizenship.

For Chinese citizens, the motivations behind European residence are both strategic and personal:

• Security and stability: Residing in an EU country provides access to one of the world’s safest and most politically stable regions, backed by robust legal institutions.
• Education and family development: Europe’s leading universities and family-oriented social systems make it an ideal place to raise children and plan for the next generation.
• Business access and global reach: EU residence grants access to the single market of 450 million consumers and unrestricted mobility within the Schengen Zone, facilitating cross-border trade and investment.
• Asset diversification and lifestyle: Investing in Europe’s regulated markets or real estate provides long-term capital protection and a high quality of life.

Beyond these lifestyle advantages, Europe’s appeal lies in its transparent and predictable legal system. Under Directive 2003/109/EC, non-EU citizens who have legally resided in a member state for five consecutive years can apply for long-term resident status. This grants them rights comparable to those of EU citizens with regard to employment, education and social benefits. This harmonised framework provides a clear and secure roadmap from temporary residence to permanent status – and ultimately citizenship, depending on the country.

At the national level, EU member states offer various residence-by-investment and business-based residence programmes, each with its own legal basis and incentives. Examples include Portugal’s Golden Visa Programme, Greece’s Property Investment Residence Scheme, Spain’s Law 14/2013 for Entrepreneurs, Malta’s Permanent Residence Programme (MPRP) and Cyprus’s Regulation 6(2) Permanent Residence Permit. All of these programmes are governed by clear legislation that ensures security, transparency and investor protection.

In addition to investment routes, several EU countries have introduced entrepreneurship, innovation and start-up visas designed for international business owners who contribute to the local economy and innovation ecosystem. Others, such as Estonia and Latvia, provide residence permits through company establishment or employment, combining business accessibility with modern digital administration.

The diversity of residence programmes in Europe makes it uniquely flexible for different profiles of Chinese applicants, whether they are investors, company founders, professionals or families seeking a second home and new opportunities abroad.

At Regulated United Europe (RUE), we have successfully helped numerous Chinese clients obtain residence permits in various EU countries, including Portugal, Greece, Malta, Spain, and Cyprus. Our experienced legal and immigration team provides comprehensive support, from selecting a country and structuring an investment to preparing and filing documents and ensuring long-term compliance. With our guidance, clients can navigate the complexities of EU residence with confidence, safe in the knowledge that their applications are being handled in full accordance with local and European law.

For Chinese citizens seeking to secure their future, diversify their assets or expand internationally, the European Union is more than just a relocation destination: it is a strategic and enduring investment in stability, opportunity and quality of life.

Below, we explore the most popular EU countries for obtaining residence permits, highlighting their advantages, investment requirements and legal frameworks, which make them reliable and rewarding choices for international investors and families.

Portugal c A Gateway to Europe Through Stability, Investment, and Lifestyle

Portugal remains one of the most popular and respected EU countries for Chinese citizens seeking to obtain a residence permit. Renowned for its political stability, welcoming society, and investor-friendly immigration policy, Portugal provides a secure and well-established legal pathway to European residence and eventual citizenship.

Since launching the Golden Visa Programme (Autorização de Residência para Atividade de Investimento – ARI) in 2012, Portugal has attracted over €7.3 billion in foreign investment and issued more than 12,700 residence permits to main investors and over 20,400 to their family members, according to official data from the Serviço de Estrangeiros e Fronteiras (SEF).

Chinese nationals have consistently ranked as the largest group of investors, accounting for around 4,400 applications – over one-third of all approvals. This long-standing trend reflects Portugal’s openness to foreign capital and its strong reputation for safety, quality of life and international accessibility.

1. Legal Basis and Programme Structure

The Portuguese Golden Visa programme is governed by Law No. 23/2007 (the Foreigners Law) and subsequent amendments under Decree-Law No. 14/2021 and Law No. 102/2017. It provides residence permits for third-country nationals who engage in qualifying investment activities in Portugal.

Originally centred on real estate investments, the programme underwent significant reforms in 2023–2024. Under the updated framework, residence can now be obtained through one of the following main routes:

• Investment in approved venture capital or private equity funds (minimum €500,000);
• Creation of at least 10 full-time jobs in Portugal;
• Donations or funding for scientific research, culture, or national heritage preservation;
• Business incorporation with substantial economic impact.

While investment in residential property is no longer an eligible route, purchases of commercial and industrial property remain possible under specific conditions.

2. Benefits of the Portuguese Residence Permit

Portugal’s residence-by-investment framework is one of the most flexible in Europe. Investors are only required to spend an average of seven days per year in Portugal to maintain their status, which is a major advantage for busy entrepreneurs.

Key benefits include:

• full residence rights in Portugal for the investor and their family
• visa-free travel across the Schengen Area
• access to free education and public healthcare for family members
• permanent residence eligibility after five years, regardless of physical presence
• citizenship application after five years of residence under Portuguese Nationality Law (Law No. 37/81)
• no restrictions on dual nationality, allowing Chinese investors with other passports to retain global flexibility

Furthermore, Portugal is one of the few EU countries where time spent under the Golden Visa scheme counts towards the naturalisation timeline, making it one of the most efficient and secure routes to EU citizenship.

3. Why Portugal Appeals to Chinese Investors

Portugal offers a combination of practical and lifestyle advantages that make it particularly appealing to Chinese citizens.

• Economic and political stability: Portugal is consistently ranked as one of the safest and most politically stable nations in Europe. As a member of the Eurozone, the Schengen Area and NATO, it ensures financial and geopolitical security.
• High quality of life: The country boasts a mild climate, stunning coastlines, affordable living costs and an excellent healthcare system, which is ranked among the top 15 worldwide by the World Health Organization.
• Education and language accessibility: International schools and English-language universities attract families planning to settle there long term.
• Tax incentives: The Non-Habitual Resident (NHR) scheme enables new residents to enjoy reduced or exempt taxation on foreign income for up to ten years.
• Cultural compatibility: Chinese investors appreciate Portugal’s friendly culture, moderate pace of life and openness towards international communities.

The city of Lisbon and the Algarve region remain the most popular places to live, while Porto and Braga have become popular destinations for business and real estate investment.

4. Path to Permanent Residence and Citizenship

After five years of legal residence – even with minimal physical presence – Golden Visa holders may apply for permanent residence (Autorização de Residência Permanente) or Portuguese citizenship.

Applicants must demonstrate:

• a clean criminal record
• proof of basic Portuguese language knowledge (A2 level)
• continuous residence permit renewals during the five-year period
• legal investment maintenance for the required period

Portuguese citizenship provides access to one of the world’s strongest passports, granting visa-free or visa-on-arrival entry to over 180 countries, as well as the right to live and work in all EU and EEA member states.

5. How RUE assists Chinese investors in Portugal

At Regulated United Europe (RUE), we have extensive experience of assisting Chinese investors and families in obtaining Portuguese residence permits through the Golden Visa and business immigration routes. Our services cover:

• Advisory services on investment selection and eligibility under Portuguese law
• Company formation or fund investment coordination with licensed financial entities
• Legal representation and communication with SEF and notarial authorities
• Document preparation, translation and verification in accordance with Portuguese regulations
• Residence permit renewals, family reunification and long-term planning
• Support with tax registration, NHR applications and banking procedures

We ensure that every application is prepared meticulously and is fully compliant with Portuguese and EU law, as well as being aligned with our clients’ long-term objectives.

We ensure that every application is meticulously prepared and fully compliant with Portuguese and EU law, while also aligning with our clients’ long-term objectives. Our multilingual team coordinates with trusted local lawyers, banks, and fund administrators to simplify the process from start to finish.

6. Portugal – A Secure European Base for the Future

For Chinese investors, Portugal represents far more than an immigration programme. It offers stability, opportunity and a sense of belonging – a chance to establish a secure European foundation while retaining flexibility and global mobility.

Its transparent legal framework, welcoming culture and efficient residence pathway continue to make it one of the most reliable EU destinations for Chinese families planning their next chapter abroad.

At RUE, we take pride in guiding our clients through this process with integrity, precision and care, ensuring that every step towards European residence is legally sound, strategically beneficial and personally rewarding.

Greece – Europe’s Most Accessible and Rapidly Growing Residence Programme

Greece has quickly become one of the most popular destinations for Chinese citizens looking to obtain residence permits in the European Union. Its combination of affordability, lifestyle appeal and investor-friendly legislation makes it a consistent leader in residence-by-investment statistics across the entire EU.

Under the Greek Golden Visa Programme, officially established by Law 4251/2014 (Immigration and Social Integration Code) and further regulated by Ministerial Decision 30873/2014, third-country nationals can obtain a five-year renewable residence permit through qualifying investments, most commonly in real estate.

1. Record growth and Chinese leadership in the programme

Since its introduction in 2013, Greece’s Golden Visa programme has become one of Europe’s most successful residence schemes. According to the Hellenic Ministry of Migration and Asylum, by the end of 2024, Greece had issued over 48,500 active residence permits in the investment category, generating more than €2.9 billion in foreign capital inflows.

Chinese citizens represent the largest group of applicants by far, accounting for around 56% of all approved investor permits. This dominance reflects the long-term confidence that Chinese investors have in Greece’s legal, economic and lifestyle advantages.

The programme continues to grow; in 2024 alone, more than 9,000 new Golden Visa applications were filed – nearly double the pre-pandemic figure.

2. Legal Basis and Investment Options

The Greek Golden Visa is one of the most straightforward and cost-effective residence programmes in the EU.

Based on Law 4251/2014, it enables non-EU nationals to qualify for residence by making investments that contribute to the national economy.

The most common route remains real estate investment, with the following main options:

• Purchase of property valued at a minimum of €250,000 (rising to €500,000 in selected high-demand regions such as Athens, Santorini and Thessaloniki, as per Law 5007/2022)
• Investment in commercial real estate, including hotels or tourism-related properties
• Participation in real estate development or long-term lease agreements (10+ years)
• nvestment in Greek government bonds, shares or mutual funds (less common, but still valid)

All residence permits are initially valid for five years and can be renewed indefinitely as long as the investment is maintained.

3. Benefits of the Greek Residence Programme

The Greek Golden Visa strikes an excellent balance between simplicity, affordability, and flexibility.

Key advantages include:

• A five-year residence permit for the investor and their immediate family members
• No requirement for physical residence – the investor does not need to live in Greece to maintain the permit
• Visa-free travel across all 27 Schengen countries
• Eligibility for permanent residence and citizenship after seven years of continuous legal residence (under the Greek Citizenship Code – Law 3284/2004)
• Access to Greece’s public education and healthcare systems
• Legal ownership of property with rental income potential

Additionally, dependants such as spouses, children under 21 (and later up to 24 years old upon renewal) and parents of both spouses can be included in a single application – a benefit that few EU programmes offer so extensively.

4. Why Greece Appeals to Chinese Investors

Chinese investors have found Greece to be a destination that combines practical benefits with cultural harmony and long-term promise.

The main attractions include:

• Affordability: Greece’s entry threshold (starting at €250,000) remains one of the lowest among all EU residence programmes, even after recent regional adjustments.
• High return on investment: Real estate in Greece has appreciated continuously since 2018, with average property values rising by 8–10% annually, according to the Bank of Greece.
• Lifestyle and location: Greece offers Mediterranean beauty, safety and easy access to Europe and the Middle East, making it ideal for international families.
• Strategic access: Residence in Greece allows unrestricted travel within the Schengen Zone and provides a favourable base for
• European business activities.
• Cultural Synergy: Greece’s ancient civilisation, family-oriented culture, and similar emphasis on education and community draw many Chinese investors.

Major investment hubs include Athens, Thessaloniki, Crete and Santorini, though many investors are also discovering opportunities in emerging coastal areas and secondary cities with high rental potential.

5. Pathway to citizenship

Greece allows Golden Visa holders to transition towards full citizenship after seven years of continuous legal residence, provided they meet the following key requirements:

Actual physical residence for the required period; integration through Greek language and culture exams; and ongoing compliance with investment and legal obligations.

Citizenship grants full EU rights, including the ability to live, work and study anywhere in the European Union and the European Economic Area (EEA).

6. How RUE assists Chinese investors in Greece

At Regulated United Europe (RUE), we have helped many Chinese investors and families successfully obtain residence permits through the Greek Golden Visa programme. Our team provides comprehensive legal and administrative support to ensure a clear, compliant and efficient process.

Our services include:

• Initial consultation and eligibility assessment for investment routes
• Real estate due diligence and legal verification before purchase
•  Preparation of residence applications and documentation under Greek immigration law
• Representation before Greek notarial and immigration authorities
• Family inclusion, renewals, and permanent residence planning
• Tax registration, bank account setup, and post-residence compliance

7. How RUE Assists Chinese Investors in Greece

At Regulated United Europe (RUE), we have supported many Chinese investors and families in successfully obtaining residence permits through the Greek Golden Visa programme. Our team provides end-to-end legal and administrative support, ensuring the process is clear, compliant, and efficient.

Our services include:

• Initial consultation and eligibility assessment for investment routes
• Real estate due diligence and legal verification before purchase
• Preparation of residence applications and documentation under Greek immigration law
• Representation before Greek notarial and immigration authorities
• Family inclusion, renewals, and permanent residence planning
• Tax registration, bank account setup, and post-residence compliance

Through our local legal partners in Athens and Thessaloniki, we coordinate every detail on behalf of our clients, from investment verification to residence permit collection, ensuring full transparency and peace of mind.

7. Greece – Europe’s Most Balanced Residence Opportunity

For Chinese citizens seeking an accessible, cost-effective and legally secure route into the European Union, Greece offers an unparalleled solution. Its residency programme combines fast approval times, reasonable investment thresholds and robust property rights under EU law.

With its timeless culture, strategic geography and steady economic recovery, Greece offers more than just residence: it provides a tRUE sense of belonging and opportunity in Europe.

At Regulated United Europe (RUE), we take pride in helping our Chinese clients realise this vision, guiding them through every step of the process with precision, professionalism and respect for their long-term goals.

Spain – a dynamic pathway combining investment, lifestyle and long-term security

Spain remains one of the most desirable destinations in Europe for Chinese citizens seeking residence permits, offering a unique combination of a Mediterranean lifestyle, robust property markets and a well-established legal framework for investment migration.
The Spanish Golden Visa Programme, governed by Law 14/2013 on Support for Entrepreneurs and Internationalisation, provides a direct and secure path to residence for non-EU nationals who invest in Spain’s economy.

Since its introduction in 2013, the programme has attracted thousands of international investors, generating billions of euros in foreign direct investment and revitalising the Spanish real estate and business sectors.
According to Spain’s Ministry of Inclusion, Social Security and Migration, over 15,000 primary residence permits have been issued under the investment scheme, with Chinese nationals consistently ranking among the top five applicant nationalities each year.

1. Legal Basis and Eligibility Criteria

Spain’s Golden Visa framework is clearly defined under Law 14/2013 and Royal Decree 557/2011.
It allows third-country nationals to apply for a residence permit valid for two years, renewable indefinitely, by making a qualifying investment in one of the following categories:

• Real estate investment of at least €500,000 (without financing);
• Investment in Spanish government bonds worth a minimum of €2 million;
• Capital investment of €1 million in shares of Spanish companies or bank deposits;
• Business projects creating employment, innovation or socioeconomic impact, approved by the Spanish government.

Applications can be submitted through Spain’s Large Companies and Strategic Groups Unit (UGE-CE) to ensure efficient processing for foreign investors and their families.

2. Benefits of the Spanish Residence Permit

Spain’s residence-by-investment programme is one of the most balanced and family-friendly in Europe, offering lifestyle and legal benefits:

• Legal residence in Spain for the investor, their spouse, dependent children and financially dependent parents
• Visa-free access to the entire Schengen Area for up to 90 days within a 180-day period
• No minimum stay requirement to maintain the permit (only to qualify for permanent residence or citizenship later on)
• Eligibility for permanent residence after five years and citizenship after ten years, in line with Law 4/2000 on the Rights and Freedoms of Foreigners
• Full access to Spain’s public education, social security and healthcare systems
• The ability to rent out the investment property and generate stable income

Spain’s Golden Visa is particularly attractive for families because it combines flexible legal terms with the benefits of living in one of Europe’s most vibrant, secure and globally connected countries.

3. Why Spain Appeals to Chinese Investors

For Chinese nationals, Spain offers a perfect blend of economic security, investment opportunities and lifestyle advantages.

• Strong real estate market: Spain’s housing sector continues to show resilience and growth. According to the Spanish Land Registry (Registradores de España), property prices rose by around 6% in 2024, driven by sustained demand from international investors.
• High-quality lifestyle: Spain’s world-class healthcare system, Mediterranean diet and rich culture make it a popular place to relocate for Chinese families and retirees.
• Education Opportunities: Spanish international schools and universities (many of which are English-speaking) provide an excellent education and are popular among Chinese parents who want to prepare their children for global careers.
• Accessibility and connectivity: With major international airports in Madrid, Barcelona and Málaga, all of which offer direct or connecting flights to China, Spain is a convenient base for global business and travel.
• Investment Flexibility: Investors have control over asset strategy and diversification thanks to the ability to purchase residential, commercial, or mixed-use properties.

4. Citizenship and long-term residence

Spain’s pathway to long-term residence is clear and legally stable.
After five years of legal residence, investors can apply for permanent residence and, after ten years, for Spanish citizenship.

To qualify for naturalisation, applicants must demonstrate:

• continuous residence during the qualifying period
• integration into Spanish society (including basic knowledge of the language and culture)
• a clean criminal record and financial stability

Although Spain generally requires renunciation of previous citizenships, Chinese investors often choose to maintain their residence status as a long-term strategy. This allows them to enjoy full mobility and access to European opportunities without immediate naturalisation.

5. Legal and tax advantages

Spain offers a competitive business environment supported by legal transparency and investment protection under EU law.

Depending on their structure and place of residence, residents may also benefit from regional tax incentives.

The ‘Beckham Law’ (Royal Decree 687/2005) enables qualifying foreign professionals who relocate to Spain to pay a flat tax rate of 24% on Spanish income, while excluding foreign income, for up to six years – a significant advantage for business owners and high-net-worth individuals who are considering relocating.

6. How RUE Supports Chinese Investors in Spain

At Regulated United Europe (RUE), we provide Chinese citizens with comprehensive legal, immigration and investment assistance when applying for residence permits in Spain.
Our experts ensure full compliance with Spanish immigration and property laws, guiding clients through every step of the process with precision and discretion.

Our services include:

• Pre-assessment and investment planning in accordance with the requirements of Law 14/2013;
• Legal due diligence and support with property acquisition;
• Preparation and submission of all residence permit documentation;
• Coordination with Spanish notaries, registrars, and government authorities;
• Family reunification and renewals;
• Tax planning and advisory services on Spanish and EU regulations.

Our multilingual legal team works directly with licensed partners in Madrid, Barcelona and Málaga to ensure that every stage, from investment verification to residence approval, is managed efficiently and transparently.

7. Spain – A Balanced and Rewarding European Destination

Spain offers Chinese investors an exceptional mix of security, return on investment and quality of life. Its strong economy, diverse property market and well-established legal framework make it one of the most stable and attractive destinations for residence in the EU.

For families, professionals and entrepreneurs alike, Spain is more than just a place to live; it’s a long-term European lifestyle choice, supported by modern infrastructure and global connectivity.

At Regulated United Europe (RUE), we assist our Chinese clients in realising this opportunity by ensuring their investment, relocation and residence applications are fully compliant and successful, and aligned with their long-term goals.

Malta – A Premium and Permanent Residence Destination in the European Union

Malta has established itself as one of the most stable and reputable destinations in Europe for obtaining residence permits through investment. As an EU member state and part of the Schengen Area, it offers Chinese citizens a secure, English-speaking environment that is business-friendly, combined with strong financial regulation and an excellent quality of life.

The Malta Permanent Residence Programme (MPRP), governed by Legal Notice 121 of 2021 under the Immigration Act (Cap. 217), provides a clear and transparent route for non-EU nationals to obtain permanent residence status in Malta. Unlike many other EU programmes, the MPRP grants lifetime residence from the outset with no renewal requirement – an exceptional advantage for long-term planning.

1. Legal Framework and Core Requirements

The MPRP is administered by the Residency Malta Agency, a government authority responsible for processing all residence-by-investment applications.
Under the programme, non-EU citizens can obtain permanent residence in Malta by making a qualifying property investment, a government contribution and a charitable donation.

The main investment requirements are as follows:

• Property lease or purchase: Lease of residential property for at least €10,000 per year in southern Malta or Gozo, or €12,000 per year in other regions, or purchase of a property with a minimum value of €300,000 in southern Malta or Gozo, or €350,000 elsewhere.
• Government contribution: €68,000 if renting, or €98,000 if purchasing property.
• Charitable donation: A minimum of €2,000 to a Maltese-registered non-profit organisation.
• Proof of financial stability: A minimum of €500,000 in total assets, of which €150,000 must be liquid.

Applicants must also pass a strict due diligence process to ensure the programme’s integrity and international credibility.

2. Benefits of the Malta Permanent Residence Programme

The MPRP offers one of the most comprehensive residence solutions in Europe, combining immediate permanency with long-term flexibility.

Key benefits include:

• Permanent residence status from the moment of approval, not temporary or renewable
• Schengen mobility, allowing visa-free travel within the Schengen Zone for up to 90 days in any 180-day period
• Inclusion of up to four generations within one application (main applicant, spouse, children, parents and grandparents)
• No minimum stay requirement in Malta
• Access to Malta’s excellent healthcare, education and financial systems
• Eligibility to apply for long-term residence or citizenship after several years under separate legal routes
• Tax efficiency, with residents only being taxed on income earned in or remitted to Malta under Malta’s remittance-based tax system

Unlike other EU programmes, which require periodic renewals or ongoing investments, Malta’s residence status is permanent and irrevocable as long as the applicant remains in good standing and maintains their investment for five years.

3. Why Malta Attracts Chinese Investors

Malta has steadily become a preferred destination among Chinese investors and families due to its legal security, high living standards and multilingual environment.

Key reasons include:

• Reputation and governance: As a full EU member state with a stable political environment, Malta’s programme is widely recognised for its transparency and reliability.
• Language and accessibility: English is an official language, making it easy for Chinese investors to integrate and conduct business.
  Location: Strategically situated between Europe and North Africa, Malta provides easy access to key business markets.
• Education and healthcare: Malta’s English-language schools and British-influenced education system are attractive to families with children.
• Financial stability: Malta has a robust financial services sector that is regulated under EU law, making it a safe jurisdiction for banking and asset management.

4. Tax advantages and business opportunities

Malta’s residency provides lifestyle benefits and access to a favourable tax regime.
Under Malta’s remittance-based taxation system, residents are taxed only on income brought into Malta. Foreign income kept abroad is exempt, and there is no inheritance or wealth tax.

Malta also offers opportunities for company incorporation, VASP and MiCA licensing, and financial services registration. This makes it an attractive option for investors looking to combine residence with business or digital finance activities.

5. How RUE Supports Chinese Investors in Malta

At Regulated United Europe (RUE), we provide comprehensive legal, regulatory and immigration assistance to Chinese clients applying for the Malta Permanent Residence Programme (MPRP).
Our specialists ensure that each application is handled with precision and in full compliance with Maltese and EU law.

Our services include:

• Initial eligibility assessment and strategic advice on investment options
• Legal coordination with the Residency Malta Agency and licensed agents
• Property selection and due diligence through our trusted local partners
• Document preparation, notarisation and translation
• Submission of applications and representation during the approval process
• Post-approval assistance, including tax registration, bank setup and family inclusion

Our team works closely with Maltese authorities to ensure that each client’s file meets the highest standards of transparency and due diligence, resulting in successful approvals and long-term satisfaction.

Our team works closely with Maltese authorities to ensure that each client’s file meets the highest standards of transparency and due diligence, resulting in successful approvals and long-term satisfaction.

6. Malta – A Secure and Permanent European Solution

For Chinese citizens seeking a stable, English-speaking EU base with permanent residence rights, Malta offers one of the most robust and straightforward legal solutions.
Its combination of political neutrality, financial reliability and a welcoming community creates an ideal environment for family settlement and business expansion.

At RUE, we are proud of our long-standing success in assisting Chinese investors with the MPRP and related residence routes. Our goal is to make the process smooth, compliant and tailored to your individual needs, ensuring that you enjoy the full benefits of European residence from the moment of approval.

Regulated United Europe is your trusted partner in obtaining permanent residence in Malta and across the European Union.

Cyprus – a strategic and investor-friendly gateway to the European Union

Cyprus remains one of the most attractive and strategically positioned destinations in Europe for Chinese citizens seeking permanent residence within the EU.
With its English-based legal system, favourable tax regime, and Mediterranean lifestyle, Cyprus offers a secure, transparent, and efficient framework for long-term relocation and business establishment.

The Cypriot Permanent Residence Programme (PRP), governed by Regulation 6(2) of the Aliens and Immigration Regulations (Cap. 105), provides a straightforward route for non-EU nationals who invest in the country’s economy, most commonly through real estate.

Unlike temporary residence schemes, the Cypriot PRP grants permanent residence from the moment of approval, with lifetime validity for the main applicant and eligible family members.

1. Legal Framework and Investment Requirements

The programme is administered by the Civil Registry and Migration Department (CRMD) under the Ministry of the Interior and offers residence to third-country nationals who meet specific financial and character requirements.

The primary investment option involves purchasing new immovable property in Cyprus with a minimum value of €300,000 (plus VAT).

Additional requirements include:

• proof of a secure annual income of at least €50,000 derived from sources outside Cyprus (increased by €15,000 for a spouse and €10,000 for each dependent child);
• a clean criminal record with no previous immigration rejections in Cyprus or the EU;
• proof of health insurance coverage for the entire family;
• evidence of permanent, suitable accommodation in Cyprus.

The application process is efficient, typically taking two to four months from submission to approval.

2. Key benefits of the Cyprus Permanent Residence Programme

The Cyprus PRP is one of the most investor-friendly and stable residence programmes in Europe, offering long-term certainty and family inclusiveness.

Key advantages include:

• Permanent residence status from the outset, with no need for renewals
• Family inclusion, covering spouses, dependent children under 25 and parents of both spouses
• Fast-track processing, with approvals typically granted within a few months
• No physical residence requirement, with only a single visit required every two years to maintain status
• The right to own and rent property, and to establish a business in Cyprus
• Access to Cyprus’s highly ranked healthcare and education systems
• Eligibility to apply for citizenship after seven years of legal residence, subject to physical presence and integration requirements

Importantly, a Cyprus residence permit is permanent and unlimited and is not dependent on ongoing property ownership after five years – a level of flexibility that is highly valued by long-term investors.

3. Why Cyprus Appeals to Chinese Citizens

Cyprus has consistently been one of the top EU destinations for Chinese investors, with thousands of residence permits issued since the programme’s inception.
The country’s cultural openness, English-speaking environment and business-friendly policies make it especially appealing to families and entrepreneurs.

The main reasons include:

• Strategic location: Positioned between Europe, the Middle East, and Asia, Cyprus is an ideal base for international trade and travel.
• Favourable tax regime: It has one of the lowest corporate tax rates in the EU at 12.5%, and there is no inheritance tax. There are also extensive double-taxation treaties, including with China.
• High standard of living: Safe cities, excellent international schools and a welcoming, multicultural community.
• Ease of doing business: Streamlined company formation and access to EU banking and financial systems.
• Real estate potential: The Cypriot property market continues to attract investment thanks to stable prices, strong foreign demand, and high rental yields in coastal areas such as Limassol, Larnaca, and Paphos.

Chinese investors are particularly drawn to the combination of residence and business opportunities, with many using Cyprus as a hub for European operations, shipping or holding structures.

4. Pathway to citizenship

Although Cyprus suspended its citizenship-by-investment programme in 2020, permanent residents under Regulation 6(2) can still apply for naturalisation after seven years of continuous residence, as defined by the Civil Registry Laws of 2002 (Law 141(I)/2002).

Applicants must demonstrate:

• regular visits to Cyprus and evidence of integration;
• a clean criminal record;
• basic knowledge of the Greek language and Cypriot culture.

While this is a longer-term process, the combination of immediate permanent residence and a clear route to citizenship remains one of Cyprus’s most attractive features.

5. How RUE assists Chinese investors in Cyprus

At Regulated United Europe (RUE), we have extensive experience of helping Chinese investors, professionals and families to obtain permanent residence in Cyprus under Regulation 6(2).
Our legal and immigration experts provide full support from start to finish, ensuring compliance with Cypriot and EU laws.

Our services include:

• Program eligibility assessment and strategic planning
• Real estate due diligence and purchase coordination
• Document preparation, translation, and legalisation
• Submission of residence applications and representation before the CRMD
• Bank account opening, tax registration, and post-approval assistance
• Support for family inclusion and long-term compliance

Through our local partners in Limassol and Nicosia, we ensure that every client benefits from transparent, professional, and efficient service – with ongoing support even after obtaining residence.

Through our local partners in Limassol and Nicosia, we ensure that every client benefits from transparent, professional and efficient service, with ongoing support even after obtaining residence.

6. Cyprus – A Stable and Strategic Choice for Long-Term Residence

For Chinese citizens seeking a permanent EU foothold with minimal bureaucracy and strong lifestyle advantages, Cyprus is one of the most practical and reliable solutions in Europe.

Its fast-track approval process, favourable tax regime and permanent residence status make it an ideal choice for families looking to secure a second home while maintaining professional and financial flexibility.

At Regulated United Europe (RUE), we are proud to serve as your trusted advisor throughout this process, ensuring that every application is handled with precision, compliance and care.
Our goal is to help Chinese investors transform their investment in Cyprus into a secure and enduring connection with Europe that supports both family well-being and international business growth.

Emerging options in Northern and Central Europe include Estonia, Latvia and Hungary.

While Southern European countries such as Portugal, Greece, and Malta remain the most traditional residence-by-investment choices, a growing number of Chinese citizens are exploring alternatives in Northern and Central Europe.
Countries such as Estonia, Latvia and Hungary are becoming increasingly attractive to those who prefer business-oriented, innovation-driven and cost-efficient residence solutions within the European Union.

These countries offer transparent legal systems, modern digital administration and straightforward immigration routes for entrepreneurs, company founders and investors, combining residence rights with real economic participation.

1. Estonia – Europe’s Digital Pioneer and Startup Gateway

Estonia has earned global recognition as one of the world’s most technologically advanced nations, renowned for its digital governance, transparent business environment, and efficient immigration system.

The country’s residence permit for business and entrepreneurship, which is regulated under the Aliens Act (Chapter 7, §§ 118–123), enables non-EU nationals to obtain residency by setting up or investing in an Estonian company.

The main requirements are:

– establishing a company in Estonia with a minimum share capital of €65,000 (for standard business investment);
– providing a credible business plan demonstrating a contribution to the Estonian economy;
– proof of sufficient income (at least €2,000 per month for personal maintenance).

Alternatively, the Startup Visa Programme, introduced in 2017, offers residence permits to founders of innovative technology companies recognised by Startup Estonia, the government’s innovation agency.

Key benefits include:

• Residence for two years (renewable) with the option to include family members;
• Access to Estonia’s EU-wide business environment and digital infrastructure;
• Eligibility to apply for long-term residence after five years;
• Remote company management through Estonia’s E-Residency system, which allows Chinese entrepreneurs to operate EU businesses online.

Estonia’s reputation for digital transparency, low bureaucracy and high innovation standards makes it an ideal destination for tech entrepreneurs and investors seeking a modern European base.

At RUE, we assist Chinese clients with the entire process – from company incorporation and startup certification to residence permit applications and accounting setups – ensuring full compliance with Estonian and EU law.

2. Latvia – business-friendly residence and property opportunities

Latvia offers one of the most flexible and accessible residence programmes in the Baltic region, based on the Immigration Law (Section 23), which allows foreign investors to obtain temporary residence through several routes.

The main options include:

– Real estate purchase with a minimum value of €250,000, plus a one-time government fee of €5,000;
– Company establishment with a minimum share capital contribution of €50,000–€100,000, depending on the size of the business;
– Bank deposit or government securities investment of at least €280,000;
– Employment or management role in a Latvian-registered company.

Latvia’s residence permit is initially valid for five years and can be renewed periodically. It allows visa-free movement within the Schengen Area.

Key advantages:

• Low cost of living and business operations compared to Western Europe
• English is widely spoken in business sectors
• Access to both EU and Nordic markets
• Possibility of long-term residence after five years and eventual citizenship after ten, in line with EU law

Due to its excellent transport links and proximity to major European markets, Chinese investors are increasingly considering Riga, Latvia’s capital, for company headquarters and logistics operations.

At RUE, we support Chinese entrepreneurs in setting up Latvian companies, preparing investment documentation and securing residence permits under the national business and real estate frameworks.

3. Hungary – A Returning Investment Residence Programme

Hungary has long been known for its investor-friendly approach and efficient immigration system.
Following the success of its previous residency bond programme, the Hungarian government is reintroducing a new ‘Guest Investor Programme’ (VIP Residency Programme) in 2025, which is expected to be one of the most accessible residence-by-investment schemes in Central Europe.

The draft law, as announced by Hungary’s Ministry of Economic Development, is expected to include the following options:

– Real estate investment of at least €500,000 in approved developments;
– Fund investment in Hungarian government-registered vehicles with a minimum contribution of €250,000;
– Donations to designated public-interest projects (such as education or cultural development).

The programme will provide 10-year residence permits for investors and their immediate family members, which are renewable and can be converted into permanent residence.

Why Hungary attracts Chinese investors:

• Strategic location in Central Europe – a logistics and manufacturing hub connecting East and West
•  Affordable real estate market with strong growth potential
• Competitive tax environment – corporate tax rate of 9%, the lowest in the EU
• Safe and culturally rich environment with a growing Chinese community in Budapest

At Regulated United Europe (RUE), we are closely following Hungary’s legislative updates and assisting clients in preparing for early participation in the new programme, from pre-qualification and legal structuring to local partnerships and investment compliance.

4. The appeal of Northern and Central Europe

These emerging destinations share a number of advantages that are becoming increasingly appealing to Chinese investors and entrepreneurs:

• Lower investment thresholds compared to Southern Europe
• Business-based residence routes aligned with real economic activity
• Digital efficiency and transparent administration
• Fast-growing economies with strong links to Western European markets
• English-friendly environments and simplified bureaucracy

For those seeking a more entrepreneurial and innovation-driven path to EU residence, Northern and Central Europe offer a clear, cost-effective alternative, combining residence rights with business development opportunities.

5. How RUE Assists in Emerging EU Jurisdictions

At Regulated United Europe (RUE), we provide specialised support for Chinese entrepreneurs and investors seeking to establish residence in Estonia, Latvia and Hungary through company incorporation or investment.

Our services include:

– Legal consultation and programme comparison across Baltic and Central European jurisdictions
– Company registration, business plan preparation and licensing where required
– Immigration documentation and government representation
– Ongoing accounting, taxation and compliance assistance
– Strategic relocation planning for families and key personnel

Our multilingual experts maintain strong local partnerships in Tallinn, Riga and Budapest, ensuring every application is handled efficiently and in full accordance with national and EU immigration laws.

Our multilingual experts have strong local partnerships in Tallinn, Riga and Budapest, ensuring that every application is handled efficiently and in full accordance with national and EU immigration laws.

6. A New Frontier for Chinese Entrepreneurs in Europe

Northern and Central Europe offer a new generation of EU residence opportunities that are modern, digitalised and business-driven.
For Chinese investors who value innovation, cost efficiency and long-term strategic positioning, countries such as Estonia, Latvia and Hungary offer ideal entry points into the European market.

At RUE, we are dedicated to guiding our clients through these emerging programmes with the same precision, professionalism and transparency that characterise all our services, ensuring every investor finds the optimal route to secure and prosperous residence in the European Union.

Conclusion: Europe – the premier destination for Chinese residence and long-term prosperity.

Today, Europe is the most trusted, stable and opportunity-rich destination for Chinese citizens seeking residence abroad, whether for investment, family relocation, education or strategic business expansion.
Across Southern, Central and Northern Europe, Chinese investors continue to dominate among non-EU applicants, attracted by the continent’s unparalleled blend of legal certainty, high quality of life and access to a single economic market of over 450 million people.

From the warm Mediterranean shores of Portugal, Greece, Spain, Malta and Cyprus to the innovation-driven economies of Estonia, Latvia and Hungary, the European Union offers a diversity of residence programmes suitable for all – from private investors and high-net-worth individuals to entrepreneurs and technology founders.

The reasons behind this enduring preference are clear:

1. Legal transparency and stability: European residence programmes are governed by clear national and EU-level legislation, such as Directive 2003/109/EC, which ensures a predictable pathway from temporary residence to permanent status and ultimately citizenship.
2. Safety and family security: Europe provides world-class healthcare, education and social systems, which are highly valued by Chinese families planning to settle long term.
3. Global mobility: EU residence permits visa-free travel within the Schengen Area and easy access to major international markets.
4. Investment protection and wealth diversification: Strong property rights, stable currencies and regulated financial systems make Europe an ideal place to preserve and grow wealth.
5. Cultural integration and prestige: EU residence or citizenship not only represents security, but also international recognition and personal freedom.

Europe also offers Chinese entrepreneurs a strategic commercial advantage by serving as a hub for global business operations, fintech development and cross-border investment. Programmes such as MiCA crypto licensing in Lithuania and Malta, business residence in Estonia or Latvia, and real estate-based residence in southern Europe enable investors to combine personal mobility with professional opportunity under a secure and transparent EU framework.

RUE – Your Trusted Partner for European Residence and Expansion

At Regulated United Europe (RUE), we have proudly assisted numerous Chinese clients, including investors, families and business owners, in obtaining residence permits, setting up companies and securing permanent legal status in multiple EU jurisdictions.

Our multilingual legal and corporate team provides comprehensive support, ensuring that every project is handled with full compliance, efficiency and discretion.
We guide clients through:

– Selection of the most suitable country and programme based on goals and budget
– Company formation, investment coordination, and property acquisition
– Residence permit applications, renewals, and family reunification
– Tax structuring and compliance under EU regulations
– Long-term strategic planning towards permanent residence or citizenship

With offices and trusted partners throughout the European Union, RUE offers a single point of contact for all residence and immigration matters, simplifying what would otherwise be a complex, multi-jurisdictional process.

With offices and trusted partners throughout the European Union, RUE offers a single point of contact for all residence and immigration matters, simplifying what would otherwise be a complex, multi-jurisdictional process.

Our goal is to ensure that each Chinese investor who chooses Europe finds a lasting foundation for global success and personal stability, not only a residence permit.

A Bridge Between China and Europe

Europe’s openness to innovation, strong legal systems and cultural diversity continue to make it a natural partner for China’s globally minded citizens.
Every year, thousands of Chinese investors take advantage of European residence opportunities, establishing businesses, purchasing property and creating new lives across the continent.

At Regulated United Europe, we see ourselves as a bridge between these two worlds, combining European regulatory expertise with an in-depth understanding of Chinese business culture and long-term priorities.

Whether your goal is to relocate your family, diversify your assets, expand your business or obtain an EU residence permit through investment, RUE provides the trusted legal foundation and personalised support you need.

Our experience, integrity and dedication to client success have made us a recognised leader in this field, guiding each client from the first consultation to full settlement with professionalism and care.