How Do I Open a Bank Account in Norway?

Norwegian banks offer foreigners a wide variety of banking packages, and it is important to take this into account when opening an account. The benefits of such packages may include lower loan interest rates, higher interest rates on savings accounts, free-to-service credit cards, discounts on insurance and much more. Also, do not forget that it is normal for Norwegian banks to charge a small commission for, for example, paying utility bills via the Internet. So, you need to choose a package of services where this commission will be minimal.

Also note that Russian citizens can remotely open a bank account in Kazakhstan, Belarus, and Kyrgyzstan. You can use foreign bank cards to make purchases in foreign online stores, Google Play and App Store and abroad. And for holders of foreign currency savings, this is a safe haven during the period of sanctions and turbulence.

Open a bank account in Norway

Account in Norway

In general, Norwegian banks are loyal to foreign customers and allow them to open accounts even before they have received the status of residents. You can bring a certificate from the tax office to the branch that the resident status is currently being issued. This certificate will be enough for the bank.

In addition to it (or a ready-made Norwegian identification number), when opening an account, you will also need a passport, a color passport photo and a residence permit in the country. Some banks may ask for an account statement from the previous bank. When opening an online account, all data is entered into the questionnaire and then checked by the bank. If all documents are approved, Norwegian banks open an account within a few working days.


The Northern state is loyal to foreign investors and businessmen. Therefore, the registration of an account in Norway is accompanied by a long list of preferences:

  • stable economic situation;
  • transparent and clear legislative framework;
  • political environment conducive to the development of entrepreneurship;
  • diversification of financial risks;
  • stability of the local crown;
  • confidentiality;
  • guaranteed refund in case of bankruptcy;
  • high liquidity of the financial sector;
  • opportunities for trade with the EU, USA and other regions
  • multicurrency offers;
  • package services.

The last point is a bonus to account registration in many banking institutions. He assumes:

  • Favourable rates on loan agreements;
  • high interest rates on deposits;
  • service discounts;
  • free insurance and so on.
  • Summarizing all of the above, it is safe to say that the financial sector of the kingdom is very attractive to Russian citizens.
  • Features and difficulties

It is extremely difficult for non-residents to complete the registration procedure without assistance. They should be ready for:

  • strict identification conditions;
  • the need to obtain a tax number;
  • numerous checks.
  • In addition, the client must confirm the fact of the nearest receipt of the resident status. Otherwise, his chances are rapidly approaching zero.

To open an account with a bank of Norway, the FL will need to provide managers:

  • completed application;
  • identification card;
  • evidence of a positive credit history;
  • proof of solvency;
  • residence permit;
  • Colour photos;
  • national identification number.
  • If the applicant does not plan to stay in the country for more than 6 months, then a D-number will be required from him.

YUL will have to supplement the voiced package:

  • certificate of company registration;
  • activity permit;
  • information about all shareholders and founders.
  • But even in this case, approval is not guaranteed. To avoid a negative answer, it is recommended to contact specialists at the first stages.
  • Professional services

Our team offers to open a turnkey account in Norway. In this case, we will take care of everything, including field visits and representation of interests in such institutions as:

  • Bank Norwegian
  • BN Bank ASA
  • Cresco
  • Danske Bank

If you wish to open a business bank account in Norway, our team here at RUE will be delighted to assist you. We have eight years of experience in helping clients to open bank accounts in Europe. We tap into our vast network of trusted partners in the European financial services industry to offer the most suitable and cost-effective solutions that improve the functioning of the businesses we serve.


“Unlock the door to financial freedom with ease. Contact us today to embark on your journey towards secure banking and a prosperous future.”

Diana Pärnaluik


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Additional services for Norway

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