Crypto is taxable in Sweden for most disposal and yield scenarios. For individuals, the core framework is usually capital gains taxation at 30%, interest income at 30% in relevant cases, and ordinary earned-income treatment where crypto is received as salary, compensation, or certain business or hobby income. The practical filing path usually runs through Inkomstdeklaration 1 and, for disposals, K4 Section D. The key Swedish technical points are the average cost basis method, the rule that only 70% of capital losses on these assets are generally deductible, and the fact that some lending arrangements can create a separate fordran claim asset.
This page is general information for 2026 and focuses primarily on Swedish individual taxation of crypto-assets. It is not legal or tax advice. Swedish tax treatment depends on facts, record quality, residency, and whether Skatteverket has issued explicit guidance for the exact transaction type. Where guidance is limited, the text states that clearly.
Essential tax treatment, filing windows and compliance pressure points at a glance.
Swedish returns filed in 2026 generally cover transactions from the previous calendar year.
Crypto data is rarely pre-filled correctly. You normally need your own reconciliation across exchanges, wallets, and DeFi protocols.
Always verify the current year's official Skatteverket deadline notice because filing logistics can vary by taxpayer profile and notice date.
Sweden taxes crypto based on the legal character of the transaction, not on whether you converted to fiat. The critical trigger is usually a disposal or the receipt of taxable income. For Swedish individuals, the practical decision tree is: what happened, what asset was disposed of or received, what was its SEK value at that time, and which declaration section applies. This is why a BTC-to-ETH swap can be taxable even though no cash hit your bank account, and why lending can be more complex than it looks if the arrangement creates a separate claim asset.
The matrix below separates clear Skatteverket-style treatment from areas where the law is applied by analogy and protocol facts matter. In DeFi, the tax result often turns on whether you still hold the same beneficial asset, whether you received a new transferable token, and whether the protocol changed your market exposure.
Buy crypto with SEK
Usually non-taxable
Hold crypto
Usually non-taxable
Sell crypto for SEK or other fiat
Usually taxable
Swap crypto for crypto
Usually taxable
Spend crypto on goods or services
Usually taxable
Receive salary in crypto
Usually taxable
Mining proceeds
Usually taxable
Staking rewards
Usually taxable
CeFi lending interest
Usually taxable
Transfer between own wallets
Usually non-taxable
Gift of crypto
Usually non-taxable
Liquidity pool deposit
Usually taxable
| Event | Treatment | Why | Value Basis | Records Needed |
|---|---|---|---|---|
| Selling crypto for SEK or another fiat currency | Usually a capital gain or capital loss event for individuals. | A sale is a disposal of the crypto-asset. The taxable result is computed in SEK as sale proceeds less the asset's average cost basis and relevant fees. The fact that the sale settles in fiat makes valuation simpler, but fiat conversion is not what creates the tax event; the disposal does. | Actual sale proceeds in SEK at execution time. | Exchange trade confirmation, timestamp, asset amount, fee data, SEK proceeds, and the running average cost basis pool for that token. |
| Crypto-to-crypto swap | Usually a taxable disposal of the asset you gave up. | Swapping BTC for ETH is treated as disposing of BTC and acquiring ETH. The new ETH enters a separate cost basis pool at its SEK fair market value at the time of the swap. This is one of the most commonly missed Swedish filing items because no fiat appears in the transaction history. | Fair market value in SEK of the asset disposed of or received at the swap timestamp, using a consistent auditable method. | On-exchange trade data or on-chain swap TXID, token amounts, timestamp, valuation source, and fee or gas records. |
| Paying with crypto for goods or services | Usually a capital gain or loss disposal event. | Using crypto to buy a laptop, pay a contractor, or settle an invoice is treated like selling the crypto for the SEK value of what you bought. The merchant invoice can become the strongest evidence of proceeds if the payment processor route obscures the exact exchange rate. | SEK value of the goods or services at payment time. | Invoice or receipt, payment confirmation, wallet TXID or processor record, timestamp, and cost basis support. |
| Getting paid in crypto | Usually earned income at receipt, followed by capital gains tax on later disposal. | If an employer or client pays you in BTC or ETH, the first tax point is the crypto's value in SEK when you receive it. That SEK value then becomes your acquisition basis for future capital gains calculations. This creates two separate tax moments, not one. | Fair market value in SEK on the receipt date and time. | Payslips, invoices, payroll or contractor records, wallet receipt TXID, valuation source, and later disposal records. |
| Mining income | Usually income at receipt; later sale can trigger capital gains or losses. | Mining creates taxable value when the reward is received or becomes available to you. Whether the activity is private, hobby-like, or business-like can affect the broader tax framework, but the core practical issue is that mined coins need a documented SEK entry value before any later sale. | Fair market value in SEK when the reward is credited or received. | Pool statements, wallet receipts, timestamps, electricity and equipment records where relevant, and later sale records. |
| Staking rewards | Often treated as interest income or taxable return income; later disposal of the rewarded tokens can also create capital gains. | The reward itself can be taxable when allocated or made available, depending on the protocol and legal entitlement. Native staking, custodial staking, and liquid staking are not mechanically identical. A validator reward paid directly in ETH is different from receiving a derivative token such as stETH that changes your legal and market exposure. | Fair market value in SEK when the reward is received or becomes available under the arrangement. | Protocol statements, validator or exchange logs, wallet TXIDs, timestamps, and a method for valuing rewards in SEK. |
| Lending, earn products, and CeFi interest | Can involve both a disposal of the original crypto and separate interest income; in some structures a fordran claim asset arises. | If you transfer crypto into a lending arrangement and receive a contractual right to repayment rather than retaining the same asset, Swedish analysis can treat the original crypto as disposed of and replaced by a claim. Interest paid under the arrangement can then be taxed separately. This is a major compliance point because many users incorrectly treat lending as a tax-neutral transfer. | SEK fair market value at the time the crypto enters the lending arrangement and at the time interest is credited or the claim is settled. | Platform terms, account statements, deposit and redemption records, proof of claim balance, interest credit logs, and valuation evidence. |
| DeFi liquidity pool deposit and withdrawal | Often treated as a disposal on entry and another taxable event on exit, depending on protocol mechanics. | Depositing assets into a pool such as Uniswap V2 commonly results in LP tokens being minted to you. That token can represent a new asset with different rights and risks, which is why the initial deposit is often analyzed as a disposal. Concentrated liquidity positions and NFT-like LP positions can make the analysis even more fact-specific. | Fair market value in SEK of assets given up and assets received at each protocol step. | Wallet TXIDs, protocol position data, LP token mint and burn records, fee accrual data, and a valuation log. |
| Airdrops, forks, and referral rewards | Tax result depends on facts; some scenarios are clear, others remain guidance-light. | An unsolicited fork or airdrop may not fit neatly into the same category as a task-based referral reward or marketing incentive. Where no explicit Swedish guidance exists, a conservative approach is to document whether the receipt required action, whether there was a clear accession to wealth, and how the asset entered your control. Later disposal still requires a basis analysis, which can be zero in some scenarios. | SEK fair market value at receipt if treated as taxable income; otherwise basis analysis may depend on the specific fact pattern. | Campaign terms, screenshots, wallet receipt TXIDs, timestamps, and a memo explaining the classification used. |
| Transfers between your own wallets | Usually not taxable. | A self-transfer does not normally dispose of the asset if beneficial ownership remains unchanged. The hidden risk is not the transfer itself but poor evidence: if you cannot show both wallets are yours, the movement can look like an external transfer. Network fees may need separate analysis if paid in a crypto-asset. | No disposal value if it is a genuine self-transfer. | Sending and receiving wallet addresses, blockchain TXID, screenshots, exchange withdrawal records, and ownership evidence. |
Swedish crypto tax starts with classification. For many private individuals, crypto-assets are treated as other assets under the capital taxation framework rather than as inventory or ordinary salary income. That classification drives the familiar Swedish outcomes: 30% tax on gains, use of the average cost basis method for assets of the same kind, and the rule that only 70% of capital losses are generally deductible in this context.
But the same token can sit in a different tax box depending on who holds it and why. A passive investor, a self-employed consultant paid in crypto, and a company running a crypto business do not report the same way. The correct question is not just “what token is this?” but “what legal relationship created the token, what rights does it represent, and in whose tax capacity is it held?” That is especially important for staking, lending, NFT creation income, and treasury holdings inside a company.
A private individual who buys, holds, sells, swaps, or spends crypto for personal investment purposes usually falls into the capital taxation framework. The main tools are K4 Section D, SEK valuation, and average cost basis by token type.
If you are paid in crypto for services, run recurring activity, or receive crypto in a business-like pattern, the receipt may be taxed as earned income or business income before any later capital disposal analysis.
A Swedish company holding or transacting in crypto is not taxed under the same individual K4 mechanics. Corporate accounting, bookkeeping, and business tax rules become central, and treasury, trading, and service income can produce different outcomes.
| Criterion | Occasional Investor | Self-employed Activity | Company |
|---|---|---|---|
| Main tax frame | Capital taxation for disposals of crypto held as investment assets. | Earned or business income on receipt may apply; later disposals still require basis tracking. | Corporate tax and accounting treatment apply rather than individual K4-only logic. |
| Typical forms | Usually Inkomstdeklaration 1 plus K4 Section D for disposals. | Depends on whether income is employment-like, business, or other taxable income; supporting schedules matter. | Corporate return and accounting records rather than private K4 reporting. |
| Key valuation point | SEK value at disposal or taxable receipt. | SEK value when compensation becomes available or is received. | Bookkeeping value, accounting policy, and transaction-level evidence. |
| Most common error | Ignoring crypto-to-crypto swaps and self-custody DeFi events. | Taxing only on final sale and missing the income event at receipt. | Using retail tax software logic instead of corporate accounting logic. |
| High-risk area | Lending arrangements that create a fordran claim. | Mixing private wallets and business receipts. | Weak bookkeeping for on-chain treasury activity. |
For Swedish individuals, crypto tax is usually a combination of capital gains rules, interest-style income rules, and ordinary income rules where crypto is received as compensation. The calculation must be done in SEK, not in USD stablecoins and not only in token units. The practical formula for a disposal is simple: proceeds in SEK minus cost basis in SEK equals gain or loss. The difficult part is maintaining a defensible cost basis pool across multiple exchanges, wallets, bridges, and DeFi protocols.
The Swedish method for many crypto disposals is the average cost basis method for assets of the same kind. That means you do not cherry-pick the cheapest lot or use FIFO simply because your software defaults to it. Each token type needs its own running pool. BTC is one pool, ETH is another, and wrapped or derivative assets may need separate pools if they are legally and economically distinct assets.
The strongest Swedish filing position is built from three layers: a transaction ledger, a SEK valuation methodology, and a written classification memo for non-standard events such as liquid staking, bridges, airdrops, and exchange insolvency claims.
| Rule | Practical Treatment |
|---|---|
| Selling, swapping, or spending crypto usually triggers tax | A disposal occurs when you sell crypto for fiat, exchange it for another token, or use it to buy goods or services. The taxable result is calculated in SEK. A swap from BTC to ETH is taxable even if no fiat is involved. |
| Buying crypto with SEK and mere holding are usually not taxable | Acquiring crypto with fiat and simply holding it does not normally create immediate tax. The acquisition cost, however, must be preserved because it becomes part of the average cost basis pool for future disposals. |
| Average cost basis applies by asset of the same kind | The Swedish average method means your cost per unit is recalculated across all acquisitions of the same token. This is a core compliance point because FIFO or HIFO outputs from global software may not match Swedish filing expectations. |
| Capital gains are generally taxed at 30% | If your disposal produces a gain, the gain is generally taxed at 30%. Example: if proceeds are SEK 35,000 and cost basis is SEK 20,000, the gain is SEK 15,000 and the tax is SEK 4,500. |
| Capital losses are generally only 70% deductible | If you realize a loss on crypto treated in this category, only 70% of that loss is generally deductible. This is why a Swedish crypto loss does not always offset gains one-for-one. |
| Crypto received as salary or compensation is taxed at receipt | If you are paid in crypto, the first tax point is the fair market value in SEK when the crypto is received or made available. That same SEK amount then becomes the acquisition basis for future capital gains calculations. |
| Staking and lending rewards can create separate taxable income | Rewards are often taxed when credited or made available, frequently under an interest-style framework. Later disposal of the rewarded tokens can create an additional capital gain or loss. |
| Self-transfers are usually tax-neutral but must be provable | Moving coins between your own wallets is generally not taxable. The compliance risk is evidentiary: without TXIDs, address continuity, and wallet ownership proof, the movement can be misread as a taxable transfer. |
Companies do not use the individual investor playbook. A Swedish company holding crypto for treasury, trading, payment, or service-delivery purposes sits inside the corporate tax and accounting framework, where bookkeeping quality often matters as much as the tax conclusion itself. The tax answer depends on whether the company is investing, trading, mining, accepting crypto from customers, or operating as a crypto business.
The practical implication is simple: if crypto sits on a company balance sheet, you should not assume that private-investor K4 guidance solves the issue. Corporate treatment usually requires tighter chart-of-accounts design, documented valuation policy, and reconciliation between wallet activity, exchange statements, invoices, and the general ledger. If the company is active in the crypto sector, related regulatory context such as MiCA, AML controls, and the operating model may also affect the quality of the tax file.
This page focuses on Sweden crypto tax for individuals. Company cases should be reviewed with corporate accounting, bookkeeping, and regulatory context in mind. For broader business support, related internal resources include /accounting/ and /crypto-regulations/.
| Topic | Treatment | Records |
|---|---|---|
| Treasury holdings and investment positions | A company holding BTC, ETH, or stablecoins as treasury assets must apply corporate accounting and tax treatment, not individual K4 logic. The classification of the asset on the balance sheet and the company's accounting policy are central. | Board policy, wallet register, exchange statements, ledger entries, valuation method, and month-end or year-end reconciliation files. |
| Revenue received in crypto | If the company sells goods or services and receives crypto, the receipt is business revenue at the SEK value on the transaction date. Later disposal of the crypto can create a separate taxable result. | Customer invoice, payment timestamp, wallet TXID, SEK valuation source, VAT analysis where relevant, and later disposal records. |
| Trading or market-making activity | Frequent trading, inventory-like holding, or business-model-driven turnover can produce a different tax and accounting profile from passive treasury holding. The legal entity's activity pattern matters. | Trade logs, API exports, strategy memos, internal approvals, and reconciled profit-and-loss support. |
| Mining, staking, and yield activities | Business receipt of mining or staking proceeds is not analyzed the same way as a private investor's occasional activity. Revenue recognition, expense allocation, and documentation of protocol mechanics become critical. | Validator or pool statements, infrastructure cost records, wallet receipts, accounting policy, and reward valuation support. |
| Cross-border compliance context | If the company operates as a CASP, exchange, broker, or crypto service provider, tax cannot be separated from AML, reporting, and licensing obligations. The broader regulatory perimeter matters even when the page focus is tax. | KYC and AML procedures, customer transaction logs, beneficial ownership files, and regulatory mapping. Related reading may include /mica-license/ and /casp-license/. |
DeFi tax in Sweden is not one rule; it is a sequence of legal characterizations. The right question is not “is DeFi taxable?” but “did you dispose of one asset, receive a new asset, earn a return, or merely move the same asset under the same beneficial ownership?” That is why protocol mechanics matter. A bridge transfer that preserves economic ownership may be closer to a self-transfer analysis, while depositing tokens into a pool and receiving a tradable LP token usually looks more like a disposal into a new asset.
The most underexplained Swedish concept here is fordran, a claim. In some lending structures, you stop holding the original crypto and instead hold a contractual right against the platform or protocol counterparty. That can create a disposal of the original asset, a new basis in the claim, separate taxation of interest, and then another tax event when the claim is settled, sold, or impaired. This is one of the few areas where a short tax summary is usually not enough.
For bridges, wrapped tokens, rebasing tokens, and concentrated liquidity positions, the safest Swedish approach is to keep a transaction memo that answers four questions: did beneficial ownership change, did a new legal asset arise, did market risk change, and what SEK value was used at the exact timestamp.
| Event | Typical Treatment | Valuation Basis |
|---|---|---|
| Native staking reward | Reward tokens are often taxable when received or made available, typically under an interest-style or return-income analysis. The rewarded tokens then enter their own acquisition basis for later capital gains calculations. | Fair market value in SEK at the time the reward is credited or becomes available. |
| Custodial staking through an exchange | The reward side is often easier to classify than the custody side. Review whether the exchange terms preserve your ownership of the underlying asset or create a different contractual claim against the platform. | SEK value of rewards at credit time; platform terms may be needed to classify the principal position. |
| Liquid staking derivative such as stETH or rETH | This is not mechanically identical to native staking. Receiving a derivative token can indicate that you now hold a distinct asset with separate transferability and market pricing. Where explicit guidance is limited, a cautious analysis should document whether a disposal occurred and why. | SEK fair market value of the asset given up and the derivative received at the conversion timestamp. |
| CeFi lending deposit | Often requires analysis of whether the original crypto was replaced by a fordran claim. If yes, the deposit may be a taxable disposal of the crypto and acquisition of a new claim asset. | SEK value at deposit time for the disposed crypto and the newly recognized claim. |
| Interest from lending or earn products | Interest or similar return is commonly taxed when credited or made available. It is separate from the tax analysis of the principal asset or claim. | SEK value at the time of credit or availability. |
| LP deposit into a liquidity pool | Often analyzed as disposing of the deposited tokens and acquiring an LP position. The tax logic is stronger where the LP token is separately transferable or where the pool changes your exposure through rebalancing and fee accrual. | SEK value of tokens deposited and LP asset received at the deposit timestamp. |
| Yield farming rewards | Reward tokens can create taxable income on receipt even if the LP position itself was already a taxable event. This creates layered taxation: entry event, reward event, and exit event. | SEK value of reward tokens at receipt. |
| NFT purchase with crypto | Buying an NFT with ETH or another token usually triggers a disposal of the payment crypto. If you later sell the NFT, that sale requires a separate basis analysis for the NFT itself. | SEK value of the crypto spent at the time of purchase. |
| NFT creator mint and sale proceeds | Creator income can be closer to earned or business income than passive capital gain analysis. Royalties paid by smart contract can create repeated taxable receipt events. | SEK value when proceeds or royalties are received or become claimable. |
| Airdrops, forks, and referral rewards | Treatment depends on whether the receipt was unsolicited, task-based, contractual, or promotional. Where Swedish guidance is limited, document the facts, the legal theory used, and the basis method applied on later disposal. | SEK value at receipt if treated as taxable income; otherwise later disposal may require a separate basis memo. |
Swedish crypto reporting is a workflow, not a single form. For individuals, disposals are typically reported through K4 Section D, while the overall return is filed through Inkomstdeklaration 1. Interest-style income, salary-type income, and business-like receipts do not all land in the same place, so the filing map matters as much as the calculation.
The practical sequence is: classify each transaction, convert values to SEK, calculate gains or losses using the Swedish average method, separate interest or earned income items, prepare a support schedule, and then complete the relevant declaration sections. If your crypto history spans multiple exchanges and self-custody wallets, prepare your own reconciliation before touching the form. K4 is the output, not the starting point.
| Period | Obligation | Owner | Deadline |
|---|---|---|---|
| During the tax year | Track every sale, swap, spend, reward, lending event, and wallet transfer with timestamp, asset amount, fee, and SEK value. This is where most filing quality is won or lost. | Individual taxpayer | Ongoing |
| After year-end | Reconcile exchange CSVs, wallet TXIDs, DeFi protocol records, and bank statements. Build separate pools for each asset of the same kind and identify non-taxable self-transfers. | Individual taxpayer | Before filing preparation |
| Pre-filing review | Prepare the disposal schedule for K4 Section D and separate any interest-style income, salary-type income, mining receipts, or other taxable receipts that do not belong in the same disposal table. | Individual taxpayer | Before submission |
| Spring 2026 | Review the pre-filled Inkomstdeklaration 1 and add crypto data manually where needed. Crypto activity is often missing or incomplete in the pre-filled return. | Individual taxpayer | When Skatteverket opens the filing season |
| Main filing deadline | Submit the individual tax return and all relevant crypto reporting sections. | Individual taxpayer | 2 May 2026 |
| After filing | Retain the full audit pack: K4 support schedule, valuation logs, exchange exports, wallet evidence, and any memos for uncertain DeFi or lending treatment. | Individual taxpayer | Keep for audit support |
Keep for each tax year and update before filing
These items define perimeter clarity, application readiness, and first-line control credibility.
Sequence these after the core perimeter, governance, and launch-control decisions are stable.
Skatteverket can assess crypto activity through ordinary tax review tools, KYC-linked exchange data, bank transfer visibility, and public blockchain records. The audit problem is rarely one dramatic transaction; it is usually a pattern of inconsistencies: missing swaps, impossible cost basis numbers, unexplained wallet outflows, or reward income that appears nowhere in the return.
The highest-risk Swedish cases are not always the largest gains. They are the cases where the taxpayer cannot explain the legal nature of the transaction. Lending without a claim analysis, LP activity reported as simple holding, or self-transfers without ownership evidence are classic examples. The best mitigation is a contemporaneous memo and a reconciliation file prepared before filing, not after an inquiry arrives.
Legal risk: The return understates taxable disposals because swaps are treated as if they were tax-neutral until fiat conversion. This can materially underreport gains.
Mitigation: Extract all trade pairs, convert each disposal to SEK, and include them in the average cost basis schedule and K4 Section D support file.
Legal risk: Cost basis may be inconsistent with Swedish expectations for assets of the same kind, leading to incorrect gain or loss reporting.
Mitigation: Rebuild token pools using the average cost basis method in SEK and retain the calculation worksheet.
Legal risk: A taxable disposal may be missed if the arrangement created a separate fordran claim. Interest income may also be omitted.
Mitigation: Review platform terms, identify whether a claim asset arose, and document deposit, interest, and redemption as separate tax steps.
Legal risk: A non-taxable self-transfer can be challenged if you cannot show that both wallets belonged to you.
Mitigation: Keep TXIDs, address lists, screenshots, exchange withdrawal records, and if possible wallet signatures or other ownership evidence.
Legal risk: Even if the transaction history is complete, the tax calculation may fail because the valuation method is not auditable.
Mitigation: Use a consistent timestamped pricing workflow and preserve the source used for each event.
Legal risk: Economic loss does not automatically equal deductible tax loss. The legal characterization and timing may differ from the economic event.
Mitigation: Document the event, preserve insolvency or theft evidence, and analyze whether a disposal, claim impairment, or no deductible event has actually occurred.
Legal risk: Receipt-based income and later capital gains become impossible to separate, increasing the chance of misreporting both categories.
Mitigation: Segregate wallet flows by purpose and retain invoices, payroll records, and receipt-date SEK valuations.
These are the short answers most taxpayers need before filing. For complex DeFi, lending, or company cases, the decisive issue is usually classification and evidence, not just the headline tax rate.
Yes. In Sweden, crypto is commonly taxable when you sell, swap, or spend it, and also when you receive taxable crypto income such as salary, certain staking rewards, lending interest, or mining proceeds.
For many private-investor disposal scenarios, capital gains are generally taxed at 30%. Certain return or interest-style crypto income is also commonly taxed at 30%. Salary or compensation in crypto follows ordinary income rules.
No. For crypto-assets taxed in this capital category, only 70% of the capital loss is generally deductible. That is a key Swedish difference from jurisdictions that allow full offset.
Usually no. Buying crypto with SEK is generally not a taxable event by itself. The purchase price becomes part of your cost basis for future disposals.
Usually no. Mere holding does not normally trigger tax. Tax generally arises when you dispose of the asset or receive taxable income connected to it.
Yes, in most cases. Swapping one token for another is generally treated as a disposal of the token you gave up, valued in SEK at the time of the swap.
Yes, if taxable events occurred. Swedish tax residents are generally taxed on worldwide income and gains. The fact that the exchange is foreign does not remove the reporting obligation.
Usually no, provided it is a genuine self-transfer and beneficial ownership did not change. Keep TXIDs and ownership evidence because the burden of explanation is practical, not theoretical.
For Swedish crypto reporting in this context, the key method is the average cost basis method for assets of the same kind. Using FIFO because software defaults to it can produce the wrong result.
Individuals commonly report disposals through K4 Section D and file the overall return through Inkomstdeklaration 1. Interest-style income, salary, and business-like receipts may belong in other sections depending on the facts.
Skatteverket can obtain visibility through exchange KYC data, bank records, cross-border reporting frameworks such as DAC8, and public blockchain analysis. Crypto is not invisible simply because it is on-chain.
Sometimes, but the answer depends on the facts and the available guidance. Unsolicited receipts, action-based rewards, forks, and referral bonuses do not always fit the same category, so documentation is critical.
Tax rarely sits alone. If your case also touches licensing, MiCA, AML, CASP structuring, or cross-border banking, use the related country and regulatory resources to map the full compliance perimeter. Useful internal paths include /crypto-regulations/, /mica-license/, /casp-license/, /bank-account-opening/sweden/, and /crypto-taxes/.
